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Account Name

EHFC
(0 rate)

Residential program for self employed and profession

Product Rate

(0 rate)

Benefits

- Short turn around time - Competitive interest rate fixed & variable

Overview

- Purchase a new unit and pay comfortable, easy installments for up to 15 years. - Move into your new home right away! - A home brings you with your loved and ones holds warmly all your beautiful moments. Buying, changing or upgrading a home is definitely a big decision in your life. EHFC is the perfect answer to your quest. Whether registered units, or to be registered, new urban communities and cities , ours experts will give you the choice between two solutions tailored to suit your financial preferences and income situation.

Details

• Finance up to 70 % of the value of residential units • Finance up to 15 years • Maximum loan amount EGP 10,000,000 • EHFC can accept 1st degree partner for an extra income • Competitive interest rate fixed & variable • EHFC can finance registered units, eligible ones for registration, new urban communities/ cities located in: Greater Cairo,such as (New Cairo City /6th of October City), and all over governorates in Egypt including Ein El Sokhna, North Coast etc…

Eligibility

• Resident Egyptians • Non Resident Egyptians • Resident Foreigners

Documents

- Copy of ID (valid) - Recent personal photo - Recent utility bill (Water, Gas, Electricity Bill) for current residence - Any additional source of income (eg, residential unit rental contract , investment certificates, deposits etc.) - Copy of rental contract if there is a rented residence - Company Contract /Company Investment Journal or the license for practicing the profession for the free profession - A recent commercial register does not exceed 3 months - Copy of the tax card - Certificate from a chartered accountant to proof of income (Monthly/Annual) - Certificate from a chartered accountant status (Taxes and social insurance situation) - Financial statements stamped from a charted accountant (for last 3 years for loans over 1 million) - Personal bank statement for the last 12 months - Company bank statement for the last 12 months - Copy of unit documents

Currency

EGP

Fees

Application Fees: 350 EGP

One Time Fees: %1.5

Monthly Fees: --- EGP

Annule Fees: --- EGP

Interest Rate

25 %

Interest Type

Declining Rate

Mortgage Type

Residential

Min Tenure

1 Month

Max Tenure

15 Month

Min Amount

100,000 EGP

Max Amount

10,000,000 EGP

Max Amount To Home Value

70 %

Max Amount To Annual Income

1 Times

Max Installment To Net Monthly Income

40 %

Min Age

21 Years

Max Age

65 Years

Min Net Monthly Income

5,000 EGP

Employment Status

Self-employed Un-employed

Business Type

Doctor Engineering Consultant Accountant Other

Employer Type

Multinational Local Private Public Sector Government

Processing Time

10 Days

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