Account Name

(1 Rate)

Non-Payroll cash loans

Product Rate

(1 Rate)


"• Competitive interest rates • High loan amount up to EGP500,000 • Flexible loan duration up to 84 months (7 years) • Top up options: Increase loan outstanding balance during loan tenor • Installment deferral option: Defer upcoming installments up to three installments in a year • Tenor extension option: Reduce Installment amount by extending loan tenor • “Boost” Loan repayment features, is a personalized loan repayment solution that enables the customer to pay variable loan installment in line with his seasonal income. Repay less on monthly basis; repay more on getting your bonus or profit share. • Free life insurance for the whole loan tenor. "


AAIB offers cash loan programs with customized loan repayment schedules to fit customers' regular/seasonal income or repayment preferences for salaried employees. Flexible loan duration up to 7 years


special offers


Non-Payroll program


Salaried employees


"• Copy of valid ID • Utility bill (gas or electricity) • 6 months bank statement • HR letter"




Application Fees: 2 EGP

One Time Fees: --- EGP

Monthly Fees: --- EGP

Annule Fees: --- EGP

Interest Rate

20.5 %

Interest Type

Declining Rate

Min Tenure

12 Months

Max Tenure

84 Month

Min Amount

15,000 EGP

Max Amount

500,000 EGP

Max Amount To Annual Income

1 Times

Max Installment To Net Monthly Income

35 %

Min Age

21 Years

Max Age

64 Years

Min Net Monthly Income

2,000 EGP

Max Net Monthly Income

100,000 EGP

Employment Status


Business Type

Doctor Engineering Consultant Accountant Other

Employer Type

Multinational Local Private Public Sector Government

Processing Time

5 Days