19.75 %

3 Days

EGP

(Declining Rate)

--------

Loan amount: Minimum: LE 20,000 Maximum: LE 2,000,000 Repayment period: Maximum:8 years. Free Life insurance policy.
This loan is for preapproved TML.

------------------

------------------

--- EGP

1.5%

--- EGP

--- EGP

21.5 %

10 Days

EGP

(Declining Rate)

N/A

N/A

Life insurance.
-Without Guarantor.
-Possibility to buy out other banks loans.
-Possibilty to increse loan amount to exceed the program's maximum by securing the customer's saving pool if applicable
-Possibity to increase loan amount by adding the customer's incentives & profit share.

• HR letter with monthly salary & employment date.
• -Copy of Valid National ID.
• -Recent electricity bill with minimum 25 EGP (dated 3 months earlier at most).
• -Bank Statement for the last 6 month.

Customers Age between 21 Years and 60 Years at loan end
-Minimum 6 months in business for permanent staff..

Life insurance.
-Without Guarantor.
-Possibility to buy out other banks loans.
-Possibilty to increse loan amount to exceed the program's maximum by securing the customer's saving pool if applicable
-Possibity to increase loan amount by adding the customer's incentives & profit share.

--- EGP

2%

--- EGP

--- EGP

24 %

10 Days

EGP

(Declining Rate)

- Application form
- Proof of income (HR Letter OR 3 months bank statements OR 3 recent salary slips).
- Copy of National ID.
- Copy of Utility bill or driving license.
- For professional License for clinic with minimum 3 years in business and copy of recent commercial register.
- For foreigners copy of valid passport residence & work permits.
- For “Buy-out” program certificate of outstanding balances is required.

- For salaried customers, minimum age should be 21, maximum age is 60 years at the end of the finance repayment period.
- For professional customers (only Doctors, Dentists, Pharmacists and Accountants) minimum age should be 30 years and maximum age is 66 years at the end of the finance repayment period.
- Customer should have an Egyptian nationality or a foreigner with valid passport and valid residency in Egypt.
- Customer should complete probation period with current employer.

--- EGP

--- EGP

--- EGP

--- EGP

26.5 %

10 Days

EGP

(Declining Rate)

General Required Documents:

• -Copy of a valid national identification card
• -Recent telephone, electricity or gas utility bill (maximum three months)

• -No additional required documents

• -Recent HR Letter or three salary slips or bank statement for the last six months

• -Last six months account statement (personal or corporate)
• Original commercial register or work permit

- Loan amount starts from EGP 5,000 up to EGP 1,000,000
- Special interest rates
- Life insurance during the loan repayment period
- Flexible loan repayment period from 12 months to 120 months
-Convenience of repayment through more than 180 branches and more than 80 cash deposit machines
- Loans secured by certificates of deposit or time deposits

--- EGP

--- EGP

--- EGP

--- EGP

18.5 %

10 Days

EGP

(Declining Rate)

- Copy of national ID
- HR Letter
- Electricity bill

--- EGP

--- EGP

--- EGP

--- EGP

22.5 %

10 Days

EGP

(Declining Rate)

N/A

N/A

Life insurance.
-Without Guarantor.
-Possibility to buy out other banks loans.
-Possibilty to increse loan amount to exceed the program's maximum by securing the customer's saving pool if applicable
-Possibity to increase loan amount by adding the customer's incentives & profit share.

-HR letter with monthly salary & employment date
-Copy of valid National ID.
-Bank Statement for the last 6 month.
-Recent electricity bill with minimum 25 EGP (dated 3 months earlier at most).

Customers Age between 21 Years and 60 Years at loan end
-Minimum 6 months in business for permanent staff..

Life insurance.
-Without Guarantor.
-Possibility to buy out other banks loans.
-Possibilty to increse loan amount to exceed the program's maximum by securing the customer's saving pool if applicable
-Possibity to increase loan amount by adding the customer's incentives & profit share.

--- EGP

2%

--- EGP

--- EGP

23.5 %

10 Days

EGP

(Declining Rate)

N/A

N/A

-Life insurance.
-Without Guarantor.
-Possibility to buy out other banks loans.
-Possibilty to increse loan amount to exceed the program's maximum by securing the customer's saving pool if applicable
-Possibity to increase loan amount by adding the customer's incentives & profit share.
.

• -HR letter with monthly salary & employment date.
• -Copy of Valid National ID.
• -Recent electricity bill with minimum 25 EGP (dated 3 months earlier at most).
• -Bank Statement for the last 6 month.

Customers Age between 21 Years and 60 Years at loan end
-Minimum 6 months in business for permanent staff.
-.

-Life insurance.
-Without Guarantor.
-Possibility to buy out other banks loans.
-Possibilty to increse loan amount to exceed the program's maximum by securing the customer's saving pool if applicable
-Possibity to increase loan amount by adding the customer's incentives & profit share.
.

--- EGP

2%

--- EGP

--- EGP

24.5 %

10 Days

EGP

(Declining Rate)

N/A

N/A

-Life insurance.
-Without Guarantor.
-Possibility to buy out other banks loans.
-Possibilty to increse loan amount to exceed the program's maximum by securing the customer's saving pool if applicable
-Possibity to increase loan amount by adding the customer's incentives & profit share.
.

• -HR letter with monthly salary & employment date.
• -Copy of Valid National ID.
• -Recent electricity bill with minimum 25 EGP (dated 3 months earlier at most).
• -Bank Statement for the last 6 month.

Customers Age between 21 Years and 60 Years at loan end
-Minimum 6 months in business for permanent staff..

-Life insurance.
-Without Guarantor.
-Possibility to buy out other banks loans.
-Possibilty to increse loan amount to exceed the program's maximum by securing the customer's saving pool if applicable
-Possibity to increase loan amount by adding the customer's incentives & profit share.
.

--- EGP

2%

--- EGP

--- EGP

21 %

10 Days

EGP

(Declining Rate)

N/A

N/A

-Life insurance.
-Without Guarantor.
-Possibility to buy out other banks loans.
-Possibilty to increse loan amount to exceed the program's maximum by securing the customer's saving pool if applicable
-Possibity to increase loan amount by adding the customer's incentives & profit share.
-.

• HR letter with monthly salary & employment date.
• -Copy of Valid National ID.
• -Recent electricity bill with minimum 25 EGP (dated 3 months earlier at most).
• -Bank Statement for the last 6 month.

Customers Age between 21 Years and 60 Years at loan end
-Minimum 6 months in business for permanent staff..

-Life insurance.
-Without Guarantor.
-Possibility to buy out other banks loans.
-Possibilty to increse loan amount to exceed the program's maximum by securing the customer's saving pool if applicable
-Possibity to increase loan amount by adding the customer's incentives & profit share.
-.

--- EGP

2%

--- EGP

--- EGP

22 %

10 Days

EGP

(Declining Rate)

N/A

N/A

-Life insurance.
-Without Guarantor.
-Possibility to buy out other banks loans.
-Possibilty to increse loan amount to exceed the program's maximum by securing the customer's saving pool if applicable
-Possibity to increase loan amount by adding the customer's incentives & profit share.

• HR letter with monthly salary & employment date.
• -Copy of Valid National ID.
• -Recent electricity bill with minimum 25 EGP (dated 3 months earlier at most).
• -Bank Statement for the last 6 month.

Customers Age between 21 Years and 60 Years at loan end
-Minimum 6 months in business for permanent staff..

-Life insurance.
-Without Guarantor.
-Possibility to buy out other banks loans.
-Possibilty to increse loan amount to exceed the program's maximum by securing the customer's saving pool if applicable
-Possibity to increase loan amount by adding the customer's incentives & profit share.

--- EGP

2%

--- EGP

--- EGP

23.75 %

15 Days

EGP

(Declining Rate)

- HR letter
-Electricity bill
- Copy of National ID

Doctors and university professors 

• - Competitive interest rates
• - Optional life insurance for the loan amount
• - Flexible loan repayment period up to 60 months
• - Convenience of repayment through ABK – Egypt branches or  setting a monthly    standing order
• 
  

--- EGP

--- EGP

--- EGP

--- EGP

21 %

10 Days

EGP

(Declining Rate)

N/A

N/A

-Free current account
-Free Life insurance
-Without Guarantor
-Free I-score
-Possibilty to increase loan amount up to 20Million by securing applicale client's saving pools in case his DBR permits.

Copy of valid National ID.
-Recent utility bill (electricity  or water) for residence & business headquarter for maximum 3 month period.
-Copy of the ownership or lease papers for workplace.
-Copy of the Valid Tax card clarifying both dates of activity initiation & card expiry.
-Valid Commercial register for maximum 3 month period or profession practice licnece copy .
-Company foundation contract & contract brief for shareholders information.
-Approved  bank statement for last year  (personal or corporate) ,or tax certificate clarifying taxed income within last year ,or 2 tax bills for the last 2 years , or last year budget approved by a certified legal accountant.

-Minimum 3 years since business inititaion for NBE Customers, 5 years for non-NBE Customers.
-Customers Age maximum 65 Years at loan end.

-Free current account
-Free Life insurance
-Without Guarantor
-Free I-score
-Possibilty to increase loan amount up to 20Million by securing applicale client's saving pools in case his DBR permits.

--- EGP

2%

--- EGP

--- EGP

18 %

10 Days

EGP

(Declining Rate)

N/A

-HR letter with monthly salary & employment date. (exempted in case job entilted in National ID & salary is already transfered to the bank for net less than 3 month)
-The employer’s undertaking to transfer borrower’s monthly installment to the bank till full loan repayment.
-Copy of valid National ID.

Customers Age between 21 Years and 60 Years at loan end
-Minimum 3 months in business for permanent staff..

-Life insurance.
-Free current account.
-Free I-Score fees.
-Without Guarantor.
-Possibility to buy out other banks loans.
-Possibilty to increse loan amount to exceed the program's maximum by securing the customer's saving pool if applicable
-Possibity to increase loan amount by adding the customer's incentives & profit share.

--- EGP

2%

--- EGP

--- EGP

18.5 %

10 Days

EGP

(Declining Rate)

N/A

N/A

-Life insurance.
-Free current account.
-Free I-Score fees.
-Without Guarantor.
-Possibility to buy out other banks loans.
-Possibilty to increse loan amount to exceed the program's maximum by securing the customer's saving pool if applicable
-Possibity to increase loan amount by adding the customer's incentives & profit share.
-.

-HR letter with monthly salary & employment date.
-The employer’s undertaking to transfer borrower’s monthly installment to the bank till full loan repayment.
-Copy of valid National ID.
-Recent electricity bill lasts maximum 3 month with minimum 10 EGP

Customers Age between 21 Years and 60 Years at loan end
-Minimum 3 months in business for permanent staff..

-Life insurance.
-Free current account.
-Free I-Score fees.
-Without Guarantor.
-Possibility to buy out other banks loans.
-Possibilty to increse loan amount to exceed the program's maximum by securing the customer's saving pool if applicable
-Possibity to increase loan amount by adding the customer's incentives & profit share.
-.

--- EGP

2%

--- EGP

--- EGP

18.75 %

10 Days

EGP

(Declining Rate)

N/A

N/A

Life insurance.
-Free current account.
-Free I-Score fees.
-Without Guarantor.
-Possibility to buy out other banks loans.
-Possibilty to increse loan amount to exceed the program's maximum by securing the customer's saving pool if applicable
-Possibity to increase loan amount by adding the customer's incentives & profit share.

-HR letter with monthly salary & employment date.
-The employer’s undertaking to transfer borrower’s monthly installment to the bank till full loan repayment.
-Copy of valid National ID.
-Recent electricity bill lasts maximum 3 month with minimum 10 EGP .'PL- Inst.transfer Priv-Multi'!B38

Customers Age between 21 Years and 60 Years at loan end
-Minimum 3 months in business for permanent staff..

Life insurance.
-Free current account.
-Free I-Score fees.
-Without Guarantor.
-Possibility to buy out other banks loans.
-Possibilty to increse loan amount to exceed the program's maximum by securing the customer's saving pool if applicable
-Possibity to increase loan amount by adding the customer's incentives & profit share.

--- EGP

2%

--- EGP

--- EGP

18.25 %

10 Days

EGP

(Declining Rate)

N/A

N/A

-Life insurance.
-Free current account.
-Free I-Score fees.
-Without Guarantor.
-Possibility to buy out other banks loans.
-Possibilty to increse loan amount to exceed the program's maximum by securing the customer's saving pool if applicable
-Possibity to increase loan amount by adding the customer's incentives & profit share.
-.

-HR letter with monthly salary & employment date.(exempted in case job entilted in National ID & salary is already transfered to the bank for net less than 3 month)
-The employer’s undertaking to transfer borrower’s monthly installment to the bank till full loan repayment.
-Copy of valid National ID. .

Customers Age between 21 Years and 60 Years at loan end
-Minimum 3 months in business for permanent staff..

-Life insurance.
-Free current account.
-Free I-Score fees.
-Without Guarantor.
-Possibility to buy out other banks loans.
-Possibilty to increse loan amount to exceed the program's maximum by securing the customer's saving pool if applicable
-Possibity to increase loan amount by adding the customer's incentives & profit share.
-.

--- EGP

2%

--- EGP

--- EGP

18.75 %

10 Days

EGP

(Declining Rate)

N/A

N/A

-Life insurance.
-Free current account.
-Free I-Score fees.
-Without Guarantor.
-Possibility to buy out other banks loans.
-Possibilty to increse loan amount to exceed the program's maximum by securing the customer's saving pool if applicable
-Possibity to increase loan amount by adding the customer's incentives & profit share.
-.

-HR letter with monthly salary & employment date.
-The employer’s undertaking to transfer borrower’s monthly installment to the bank till full loan repayment.
-Copy of valid National ID.
-Recent electricity bill lasts maximum 3 month with minimum 10 EGP .

Customers Age between 21 Years and 60 Years at loan end
-Minimum 3 months in business for permanent staff.
- .

-Life insurance.
-Free current account.
-Free I-Score fees.
-Without Guarantor.
-Possibility to buy out other banks loans.
-Possibilty to increse loan amount to exceed the program's maximum by securing the customer's saving pool if applicable
-Possibity to increase loan amount by adding the customer's incentives & profit share.
-.

--- EGP

2%

--- EGP

--- EGP

19 %

10 Days

EGP

(Declining Rate)

N/A

N/A

-Life insurance.
-Free current account.
-Free I-Score fees.
-Without Guarantor.
-Possibility to buy out other banks loans.
-Possibilty to increse loan amount to exceed the program's maximum by securing the customer's saving pool if applicable
-Possibity to increase loan amount by adding the customer's incentives & profit share.
-..

-HR letter with monthly salary & employment date. 'PL- Inst.transfer Priv-Multi'!B38
-The employer’s undertaking to transfer borrower’s monthly installment to the bank till full loan repayment.
-Copy of valid National ID.
-Recent electricity bill lasts maximum 3 month with minimum 10 EGP .'PL- Inst.transfer Priv-Multi'!B38

Customers Age between 21 Years and 60 Years at loan end
-Minimum 3 months in business for permanent staff..

-Life insurance.
-Free current account.
-Free I-Score fees.
-Without Guarantor.
-Possibility to buy out other banks loans.
-Possibilty to increse loan amount to exceed the program's maximum by securing the customer's saving pool if applicable
-Possibity to increase loan amount by adding the customer's incentives & profit share.
-..

--- EGP

2%

--- EGP

--- EGP

19.75 %

15 Days

EGP

(Declining Rate)

- Copy of your national ID
- Electricity bill
- HR letter

- Loan up to 5 Million or 90% of your deposit
-Competitive interest rates
- Optional life insurance for the loan amount.
-Flexible repayment loan tenor of up to 120 months

--- EGP

--- EGP

--- EGP

--- EGP

12.5 %

15 Days

EGP

(Flat Rate)

. Copy of your national ID

. Electricity bill

. HR Letter

. Salary Transfer
.  Having a certificate or saving deposit
.  Club membership

• Enjoy competitive interest rate
• Quick and convenient cash loan with minimum documentations
• Free life insurance coverage throughout the loan duration
• Fixed monthly installments all over the loan duration so as not to feel burdened
• Automatic deduction of the installments either from your current or checking account

--- EGP

--- EGP

--- EGP

--- EGP