Bank Audi sal is a full fledged bank with operations in Lebanon, Europe, the Middle East and North Africa region and Turkey. Founded in 1830 in Lebanon and incorporated in its present form in 1962 as a private joint stock company with limited liability. Bank Audi offers universal banking products and services covering Corporate, Commercial, Individual and Private Banking services to a diversified client base mainly in the MENA region and Turkey. It ranks first among Lebanese banks as per major banking aggregates and stands among the top Arab banking groups. In addition to its historic presence in Lebanon, Switzerland and France, it is present in Jordan, Egypt, Syria, Sudan, Saudi Arabia, Qatar, Abu Dhabi (through a representative office), Monaco and Turkey, and is expected to launch its operation in Iraq in 2015. Bank Audi Group main purpose is to achieve quality growth by connecting customers to opportunities and allowing delivering long-term sustainable value to all stakeholders. Catering to more than 1,200,000 customers served by more than 5,800 employees, the Bank’s organization is based on 3 principal expansion pillars markets – Lebanon, Egypt, Turkey – focusing on Corporate and Commercial Banking, Retail and Individual Banking, and Treasury and Capital Markets activities, along a fourth expansion pillar defined as the Private Banking business line, working hand in hand through a distinctive network of 12 banks and 3 financial institutions located in 13 countries across the MENA region and Turkey over and above a historical presence in Europe. The Group’s strategy continues to revolve around enhancing the efficiency of its Lebanese entities while developing its subsidiaries abroad in a way to ensure a significant contribution by them in the growth of the Group’s consolidated assets and net earnings starting 2015.